You use property insurance to cover your home, car, jewelry, computer and other electronics. Casualty insurance is used to help protect you against legal liability if someone is injured on your property or if you damage their property.

The property/casualty insurance industry can be affected by current events — both locally and globally. For example, if you live in an area with frequent tornadoes, your rates may be higher than someone who lives in a different area. On a global scale, major catastrophic events (such as hurricanes and terrorist attacks) can affect the industry as a whole, possibly driving up everyone’s rates.

Additional Information
Make sure to check out other important insurance topics, including:

• Coverage Types
• Tips for Choosing Coverage
• Industry Information
• Glossary of Common Insurance Terms