Just because Medicare benefits begin when you turn 65, doesn't mean you should wait until your birthday to look into Medicare Supplement insurance policies. Now is the time to be sure your health needs are covered, before you actually need to start using your Medicare benefits. And that's where Medicare Supplement insurance policies come into play.

Medicare Supplement insurance policies help pay for those expenses not fully paid by Medicare.

You no doubt know that Medicare may not cover all of your medical expenses. Add to this prescription drugs and other possible therapy and that can be a sizable out-of-pocket expense.

And when it comes to Medicare Supplement insurance policies, there are several standard plans to choose from. That's because the government standardized the Medicare Supplement insurance policies insurance companies can offer. That way, you're able to compare the different benefits between the insurance policies available to select the options that best fit your needs.

And remember, since your 65th birthday is approaching, you'll have a window of opportunity to buy a Medicare Supplement insurance policy with no health questions.

If you're age 65 and you've enrolled in Medicare Part B, you won't have to answer any health questions when you apply for 6 months after you meet both of these criteria.

It's important you consider this information as you plan for your 65th birthday. And remember, our slogan is We're here when you need us®, so if you have any questions at all, be sure to call us at 1-800-325-6300.



Source: Medicare and You, Choosing a Medigap Policy - 2004